🇮🇩 Travel Insurance for Indonesia
Do You Need Travel Insurance for Indonesia?
Visa on arrival for many nationalities (30 days) Always verify current entry requirements with the nearest embassy or consulate before travel.
Healthcare & Medical Costs in Indonesia
Jakarta and Bali have good private hospitals — Siloam, BIMC Bali, SOS International Clinic Bali. Outside these areas, healthcare is very limited. Lombok, Komodo, and eastern Indonesia have minimal facilities.
Private hospital visit in Bali: $50–150. Hospital day: $200–600. BIMC Bali is the go-to for tourists but charges premium prices. Serious cases often require evacuation to Singapore ($15,000–25,000). Public hospital: $10–30 but quality is poor.
Key Risks & Safety Concerns
Motorbike/scooter accidents in Bali — the #1 tourist injury claim. Dengue fever endemic throughout the archipelago. Diving accidents (decompression sickness) at Gili Islands, Komodo, Raja Ampat. Volcanic activity (Bali's Mount Agung, Java's Merapi). Tsunami risk in coastal areas. Alcohol poisoning from methanol-tainted drinks (arak).
Recommended Coverage for Indonesia
$100,000+ with evacuation to Singapore or Australia for serious conditions. Diving coverage with hyperbaric chamber treatment if diving anywhere in Indonesia. Motorbike coverage only valid with a motorcycle license. Volcanic disruption trip cancellation.
Insider Tips for Indonesia
Bali's BIMC hospital is reliable but charges premium prices — confirm your insurer covers it. If renting a scooter, you MUST have a motorcycle license for your insurance to cover accidents. The Gili Islands have no motorized vehicles and no real hospital — evacuation by boat to Lombok then Bali. Avoid local arak (rice wine) — methanol contamination has killed tourists.
Emergency numbers: 112 (general), 118 (ambulance), 119 (search and rescue)
Recommended Providers for Indonesia
EKTA
European travel insurance with global coverage. Medical, trip cancellation, and more.
Check EKTA →
Frequently Asked Questions
While travel insurance may not be legally mandatory for all visitors to Indonesia, it is strongly recommended. Visa on arrival for many nationalities (30 days). Some visa categories may require proof of insurance coverage.
Helpful Insurance Guides
Learn more about choosing the right travel insurance:
Travel Insurance for Other Asia Countries
Planning to visit multiple destinations in Asia? Check our travel insurance guides for nearby countries:
Plan the Rest of Your Indonesia Trip
Insurance is just one part of trip planning. Our partner sites can help with the rest: