🇲🇻 Travel Insurance for Maldives

Quick Facts: Risk Level: Medium • Visa on arrival (30 days)

Do You Need Travel Insurance for Maldives?

Visa on arrival (30 days) Check current entry requirements before departure.

Healthcare & Medical Costs in Maldives

Malé has ADK Hospital and Indira Gandhi Memorial Hospital — adequate for basic conditions. Resort islands have in-house clinics for minor issues only. Serious conditions require seaplane or speedboat evacuation to Malé, then potentially to Sri Lanka or India.

Resort clinic visit: $100–300. Hospital in Malé: $50–200. Evacuation from resort island to Malé: $1,000–5,000. International evacuation: $15,000–30,000. The Maldives is expensive for everything including healthcare.

Key Risks & Safety Concerns

Diving decompression sickness — the Maldives is a world-class dive destination. Coral cuts and infections from reef contact. Strong ocean currents during monsoon. Sunburn — equatorial UV is extreme. Island isolation means any medical issue becomes urgent.

Recommended Coverage for Maldives

$100,000+ with evacuation from resort islands. Dive coverage with hyperbaric chamber treatment is essential — the Maldives has a decompression chamber in Bandos Island. Trip cancellation for monsoon season.

Insider Tips for Maldives

The Maldives has ONE decompression chamber (Bandos Island) — ensure your dive insurance covers transfer there. Resort island clinics handle minor issues only — a broken bone requires evacuation. Seaplane transfers don't operate at night, which can delay medical evacuation.

Emergency numbers: 102 (ambulance), 119 (police)