🇲🇻 Travel Insurance for Maldives
Do You Need Travel Insurance for Maldives?
Visa on arrival (30 days) Check current entry requirements before departure.
Healthcare & Medical Costs in Maldives
Malé has ADK Hospital and Indira Gandhi Memorial Hospital — adequate for basic conditions. Resort islands have in-house clinics for minor issues only. Serious conditions require seaplane or speedboat evacuation to Malé, then potentially to Sri Lanka or India.
Resort clinic visit: $100–300. Hospital in Malé: $50–200. Evacuation from resort island to Malé: $1,000–5,000. International evacuation: $15,000–30,000. The Maldives is expensive for everything including healthcare.
Key Risks & Safety Concerns
Diving decompression sickness — the Maldives is a world-class dive destination. Coral cuts and infections from reef contact. Strong ocean currents during monsoon. Sunburn — equatorial UV is extreme. Island isolation means any medical issue becomes urgent.
Recommended Coverage for Maldives
$100,000+ with evacuation from resort islands. Dive coverage with hyperbaric chamber treatment is essential — the Maldives has a decompression chamber in Bandos Island. Trip cancellation for monsoon season.
Insider Tips for Maldives
The Maldives has ONE decompression chamber (Bandos Island) — ensure your dive insurance covers transfer there. Resort island clinics handle minor issues only — a broken bone requires evacuation. Seaplane transfers don't operate at night, which can delay medical evacuation.
Emergency numbers: 102 (ambulance), 119 (police)
Recommended Providers for Maldives
EKTA
European travel insurance with global coverage. Medical, trip cancellation, and more.
Check EKTA →
Frequently Asked Questions
While travel insurance may not be legally mandatory for all visitors to Maldives, it is strongly recommended. Visa on arrival (30 days). Some visa categories may require proof of insurance coverage.
Helpful Insurance Guides
Learn more about choosing the right travel insurance:
Travel Insurance for Other Asia Countries
Planning to visit multiple destinations in Asia? Check our travel insurance guides for nearby countries:
Plan the Rest of Your Maldives Trip
Insurance is just one part of trip planning. Our partner sites can help with the rest: