🇳🇵 Travel Insurance for Nepal

Do You Need Travel Insurance for Nepal?

Visa on arrival Check current entry requirements before departure.

Healthcare & Medical Costs in Nepal

Kathmandu has some adequate facilities — CIWEC Hospital Travel Medicine Center (specifically for travelers), Nepal Mediciti, and Grande International Hospital. Outside Kathmandu, healthcare is very basic. The Everest and Annapurna regions have no hospitals.

CIWEC clinic visit: $50–100. Hospital day: $100–300. Helicopter rescue from Everest region: $5,000–20,000. Nepal is affordable for healthcare but quality is limited for complex procedures.

Key Risks & Safety Concerns

Altitude sickness — the #1 health risk for tourists. Everest Base Camp is 5,364m, Annapurna Circuit reaches 5,416m. Earthquake risk — Nepal sits on a major fault line (2015 earthquake killed 9,000). Trekking injuries on narrow mountain trails. Food-borne illness in teahouses. Monsoon flooding and landslides (June–September).

Recommended Coverage for Nepal

$100,000+ with mandatory helicopter evacuation coverage — non-negotiable for trekking. Altitude sickness coverage (check policy doesn't exclude altitude-related claims). Earthquake/natural disaster coverage. Adventure sports for trekking, rafting, and bungee jumping.

Insider Tips for Nepal

Many policies EXCLUDE altitude-related claims or cap altitude at 3,000–4,000m — read the fine print before buying. Helicopter rescue is cash-on-delivery in Nepal — your insurer must guarantee payment or you won't fly. Register your trek with TIMS (Trekking Information Management System). Acclimatize properly — ascending too fast is the most common trekking mistake.

Emergency numbers: 102 (tourist police), 1130/1131 (ambulance)

Recommended Providers for Nepal

Compensair

Claim up to €600 for delayed or cancelled flights. No win, no fee.

Check Compensair →

EKTA

European travel insurance with global coverage. Medical, trip cancellation, and more.

Check EKTA →

Klook

Book travel experiences with optional insurance coverage included.

Check Klook →

Frequently Asked Questions